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First American Bank of Athens

First American Bank & Trust – Clayton

550 Highway 441 South
Clayton, GA 30525
(706) 746-4478

Our Motto is: Energizing our Employees, Engaging our Customers and Investing in our Community.

Oconee Federal


Oconee Federal




221 Highway 76 E/P.O.  Drawer 1028
Clayton, GA 30525-5497
(706) 782-3738

Pam Wright, Vice President and Branch Manager


 Oconee Federal has provided hometown service and value to those who live, work and own businesses since 1924. Our employees are not only experienced, professional bankers, they’re also your friends and neighbors who live and love their communities just as you do. Whether you seek to purchase, build, or refinance a home, you can rely on us for competitive rates and friendly, professional service.

Rabun County Bank

Rabun Co. logo-202

Rabun County Bank is a hometown bank with a strong commitment to exceeding our customer’s expectations. We want to be the best. Our customers want to bank with the best. Our employees want to work for the best. Our shareholders want to own a part of the best. We will strive to be the best in all that we do.

From the first contact with us, you will see what sets Rabun County Bank apart from all the rest. We are about service, as a bank and as a member of our community. Our commitment is simple – we are the hometown bank and we are here to provide outstanding service to our community.

Founded in 1975 by a group of local businessmen, Rabun County Bank continues to uphold the principles of service and integrity that are our foundation. Our decisions are made locally by experienced bankers. We know the local communities we serve and we understand the importance of providing local banking services. Our staff takes pride in assisting every customer and we value every banking relationship.

We are here to help you reach your financial goals by providing the banking services you need. With our high level of personal service and up-to-date banking technology, we provide you with the best banking resource. Enjoy the convenience of banking 24/7 by phone or online, or stop by one of our branch locations and allow one of our experienced bankers to assist you with your banking needs. We want to be your bank!

121 Rickman Dr
Clayton, GA 30525

Regions Bank

Regions Bank Logo178 East Savannah Street
Clayton, GA 30525
(800) 734-4667

Regions Bank can trace its history of strength and stability back to 1856. Here in Rabun County, they have been a trusted financial services provider since 1904 . In cities across 16 states — and right here in Clayton, Georgia — Regions provides individuals and businesses with responsible lending and expert advice every day. As a leading SBA small business lender, and the 7th largest agriculture lender nationwide among banks, Regions has the expertise to help grow local economies like ours right here in Clayton. Why Regions? Because branch manager, Carol Reems, her staff, and a team of expert business partners offer stability, an easier way to bank, and the expertise and personal service you deserve.

South State Bank

South State Bank – Clayton

174 Highway 441 North
Clayton, GA 30525
(706) 782-1010

We have changed our name from Community Bank & Trust to South State Bank – same people, different name.

Tomberlin Tax and Accounting, Inc.

Cindy Tomberlin is the new owner of Joel Wise’s Accounting at 66 Oak Crescent circle, Clayton, GA 30525.

They can be reached at the below phone for all of your accounting needs:

P.O. Box 482, Clayton, GA 30525


United Community Bank



United Community Bank

516 Highway 441 S
Clayton, GA 30525
(706) 782-7100

United Community Banks, Inc. is the third-largest traditional bank holding company in Georgia. Headquartered in Blairsville, GA, United Community Bank operates over 100 locations throughout north Georgia, metro Atlanta, coastal Georgia, western North Carolina and eastern Tennessee.

Based on feedback over the past year, United Community Bank has rated an average 95%* in customer satisfaction each month—the best in the U.S. banking industry. To achieve this high level of satisfaction, our bankers must provide extraordinary service to every customer during every transaction. And they do.

Personalized attention from experienced bankers who know their customers and communities is what’s made us “The Bank That SERVICE Built.”